Introduction
Ever dreamed of sleeping like a mermaid, surrounded by blue water and colorful fish? You don’t need to fly to the Maldives to experience this magic.
In the USA, you can dive into your bedroom or float on a luxury houseboat under the stars. These unique stays offer the ultimate escape for travelers seeking best deals on unforgettable memories.
From deep-sea lodges in Florida to shark-tank suites in Vegas, here are the 5 best underwater and floating hotels in the USA for 2026.
Want to stay in the trees instead? Check out our list of 7 Best Treehouse Rentals in USA

1. Jules’ Undersea Lodge – Key Largo, Florida
This is the only real underwater hotel in the United States. To get to your room, you have to scuba dive 21 feet down into the lagoon.
- The Experience: It’s not just a hotel; it’s an adventure. You can order a luxury pizza delivery that a diver brings to your underwater window.
- Why Book: If you love marine life, watching manatees swim by while you lie in bed is priceless.
2. Golden Nugget – Las Vegas, Nevada
Want the underwater feel without getting wet? The “Tank” pool complex here is world-famous.
- The Shark Tank: You can swim next to a 200,000-gallon shark tank.
- Luxury Tip: Book a cabana for a premium gift to yourself. It feels like you are inside an aquarium, right in the middle of the desert.
- Comparison shopping? Read our guide to New York vs Las Vegas Hotels
3. Big Cypress Lodge – Memphis, Tennessee
Located inside the massive Memphis Pyramid, this hotel offers rooms that look out over a giant indoor cypress swamp and aquarium.
- The View: You aren’t underwater, but the massive fish tanks and indoor water features make it feel like a swamp adventure.
- Shopping: It is located inside a Bass Pro Shop, making it a paradise for online shopping enthusiasts who want to buy gear in person.
4. Bungalows Key Largo – Florida
While not fully submerged, these are the closest things to “Overwater Bungalows” in the USA.
- The Vibe: It is an all-inclusive luxury travel package destination.
- Romance Factor: Sip champagne on your private floating deck. It is strictly adults-only.
- Planning a honeymoon? See our Best Adults-Only All-Inclusive Resorts

5. Houseboats at Lake Powell – Arizona/Utah
Forget a hotel room; rent an entire floating mansion.
- The Adventure: You can captain your own houseboat and sleep in hidden canyons.
- Best Deals: Renting with a group of friends makes this surprisingly affordable compared to traditional luxury hotels.
Insider Booking Tip: The “Scuba” Requirement
For Jules’ Undersea Lodge, you must be scuba certified to check in.
- The Hack: Don’t worry if you aren’t certified! They offer a “Discover Scuba” course as part of your stay. You can learn to dive and check into your room on the same day. It’s the ultimate travel package for beginners.
Need packing tips? Read our Hotel Booking Tips & Hacks
Frequently Asked Questions (FAQ)
1. Are underwater hotels safe?
Yes. Places like Jules’ Undersea Lodge are monitored 24/7 by a land-based command center. The air quality and safety are constantly checked.
2. Is it expensive?
Yes. Underwater technology is costly. Expect to pay $800-$1,200 per night for these exclusive experiences. However, floating options like Lake Powell can be cheaper.
3. Can I get food delivered?
At Jules’ Lodge, yes! A diver will deliver dinner in a waterproof case. At other luxury spots like Bungalows Key Largo, room service is standard.